Usually, a credit card block happens when a merchant, such as a hotel, car rental company or gas station, places a hold on your card for the estimated amount of the bill. … A hold enables the merchant to ensure you've got enough credit available to take care of the charge. [Read: Best Balance Transfer Credit Cards.]Dec 27, 2018

How can I unblock my credit card?

You can unblock your card online by logging in to your net banking account as well for the banks who offer the option of doing so. You can click on the section of 'cards' and select your credit card and choose to unblock it. However, it cannot be unblocked if it has been blocked due to theft or loss.

What happens if credit card is temporarily blocked?

Temporarily blocking your Card prevents it from being used for new purchases. However, recurring bills, such as subscriptions or monthly bills, will post to your account as usual.

How long does it take for credit card to be unblocked?

How long does it take to block/unblock a Credit Card through Mobile Banking? Customers can block/unblock their Card within 20 seconds. If the customer unblocks their card through the mobile app, the Credit Card will be active within 1 hour.

How can I use a blocked credit card?

If you find out that your card was blocked because your payment is overdue, the easiest solution is to make the payment as soon as possible and bring your account up to date. After the payment has been posted, the card issuer should unblock your card.

Can I still use online banking if my card is blocked?

No. Blocking your Debit card or Credit card will not affect your online transaction such as internet banking, mobile banking and etc but your debit card will not work in any term of use.

What does blocked card mean?

Some banks or credit unions use blocking — putting a hold on a portion of your available credit on your credit card. That means you have less to use until the block clears. If they block your debit card, your account balance may get low, you may bounce a check, or a recurring payment you authorized may be declined.

Can a blocked credit card be charged?

Block/Unblock transactions are free of charge. However, for replacement requests, a fee is charged depending on the customer type, and the Terms & Conditions of the credit card owned by the customer.