Apple Pay transactions are also a matter between the merchant, you and your card issue. The service does not offer buyer protection policy.Jan 11, 2018

Can I get my money back from Apple pay if scammed?

Try asking the recipient to send the money back to you instead. — It can take 1-3 business days for the money to be refunded, depending on your bank or card issuer. — Apple Pay person to person payments are just like any other private transaction between two people.

What protection does Apple pay have?

Apple Pay is a very secure way to make payments. This is because your card numbers are not stored on your device, and are never shared by Apple Pay, or sent with your payment. Instead, Apple Pay gives you a unique Device Account Number, that's encrypted and stored in a secure part of your iPhone, iPad or Apple Watch.

What if you get scammed on Apple pay?

If you mean with a credit or debit card from the Wallet file a fraud complaint with the issuer. To file a fraud complaint with Apple Pay Cash open the Wallet, tap on Apple Cash, then the 3 dot icon, and Contact Apple Support. Also contact the police and file a report.

Is Apple Pay safer than PayPal?

Is Apple Pay safer than PayPal? Also yes, thanks to its tight security and encryption of the devices you use it with. Apple Pay is even safe if you lost your phone or it got stolen as you can suspend your Apple Pay app through the Find My iPhone feature.

Which is safer Google pay or Apple Pay?

In keeping with its role as an intermediary, Google offers 100% security with its Google Wallet Fraud Protection policy. Apple, on the other hand, explicitly declares that it will never track your transactions. In fact, Apple won't even store your card details on their servers or on the devices.

Is Apple Pay safe and secure?

Apple Pay is designed with your security and privacy in mind, making it a simpler and more secure way to pay than using your physical credit, debit and prepaid cards. Apple Pay uses security features built in to the hardware and software of your device to help protect your transactions.

Can someone steal my Apple Pay info?

Visa has hit back after cybersecurity researchers claimed possible security issues in its payment mechanisms, specifically concerning Apple Pay, could allow criminals to make fraudulent contactless mobile payments.