Yes, declined payments may show as ‘pending’ in your account. When a payment is declined, the funds may still appear as ‘pending’ in your account for a short period of time. However, the payment will not be completed and the funds will not be added to your account.

What happens when a transaction is declined?

When a transaction is declined, it means that the cardholder’s bank has refused to authorize the payment. This can happen for a variety of reasons, such as insufficient funds, expired card, or suspicion of fraud. The cardholder’s bank will usually provide an explanation for the decline, which may help the cardholder or merchant understand the issue and take corrective measures. The cardholder may also be able to contact their card issuer to ask why the transaction was declined and what can be done to fix the issue.

How long will a declined transaction be pending?

A declined transaction can remain pending for a few business days, depending on the issuing bank. After the bank has processed the transaction, the transaction will either be accepted or rejected. If the transaction is rejected, the pending amount will be released back to the customer. In some cases, the issuing bank may also charge a fee for a declined transaction.